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Life Insurance That Benefits U!

Living Benefits

No medical exams or blood tests

”Life insurance should be affordable for everyone and should benefit both the beneficiary and the person paying the premiums.”

Savalas Norwood | Founder & CEO

What are Living Benefits and why you need them.

You probably think of life insurance as a tool to protect your loved ones if you pass away, but our life Insurance Policies offer riders that can provide a financial resource if you experience a qualifying terminal, chronic, or critical illness at NO additional charge.

Terminal Illness

Chronic Illness

Critical Illness

Critical Injury

Alzheimer's / Lewy Body Dementia

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The way life insurance should be

Palladium Life

Traditional Life Insurance

Living Benefits

Experian Boost

Instant Underwriting

No Medical Exam

Competitive Low Premiums

Trusted Carrier

Benefits You Can Use

During Your Lifetime

Adult Day Care

Household expenses

Assisted Living Care

Modification to your Home

In-home Care

Regular bills

Frequently asked questions

What types of life insurance does Palladium Life offer?
We offer both term life insurance and whole life ( ages 18-65). Our term coverage amounts from $20K to $2 million without a medical exam.
Who is eligible for Palladium Life coverage?
All U.S. citizens and permanent residents ages 18-70 can apply for coverage with Palladium Life.
How long does it take for a policy to be approved?

Most policies are approved instantly or within 48 hours of completing your application.

Do all life insurance policies have living benefits?

No! Only Palladium Life insurance carrier has a living benefits rider that includes injury.

What does life insurance cover?

It can help cover some of life’s biggest expenses, like mortgage protection, income replacement, large debts, and children’s college tuition.

What if I have high blood pressure, diabetes, and high cholesterol can I still get coverage?
At Palladium Life we look for ways to say yes and not no to everyone that applies. While we cannot guarantee you can get coverage, we do take each application on a case-bycase basis.
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